Citizens Bank Account Agreement

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If your account is a business account, you don`t need to “log in” until the bank decides to pay for an ATM or a single debit card transaction for insufficient funds. You can transfer up to $500 per transaction and $1500 per month. The Bank may set a limit for the number of transfers and the total amount of transfers that can be tried or closed in one day. You can send several transfers per day; For each transfer you send, a separate fee of $2 USD is charged. We may change the amount and frequency of transfers at any time for security reasons or due to account activities. If you send us an email, it is assumed that we received it the next business day. We will have the time to respond to your email. Don`t rely on email if you need to contact Citizens Bank immediately, for example, if you need to report an unauthorized transaction from one of your accounts or if you need to stop a scheduled payment. You agree that Citizens Bank may respond to you by email for all questions related to the Service, including responding to requests for unauthorized electronic funds transfers that you make. Any such email we send to you is deemed received within three (3) days of the date we sent, whether or not you register for the service within that time. . . .

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